Spinit payments – how deposits and withdrawals actually work

• Spinit
• Spinit payments

Spinit processes withdrawals within three business days after a request is made, though the financial team operates Monday to Friday, 6 AM to 5 PM GMT. We accept deposits and handle payouts across multiple currencies, with withdrawal limits rising through five VIP tiers. Below is what funding an account and cashing out actually involves, including the fees that apply when rollover conditions are not met.

Deposit and withdrawal methods

The terms mention credit and debit cards alongside bank transfers as payment routes, though specific providers are not listed. Minimum and maximum deposit amounts are set at our discretion rather than published as fixed figures. Three withdrawal requests may remain pending at once, each processed within the three-business-day window after submission or after the previous request clears.

Method category	Deposit	Withdrawal	Notes
Credit/debit card	Available	Available	Processing within 3 business days
Bank transfer	Available	Available	Processing within 3 business days

How long a payout really takes

Withdrawal processing runs within three business days from the request date, or three business days from when the last withdrawal was paid if multiple requests exist. Our financial department works 6 AM to 5 PM GMT, Monday through Friday, which means a request submitted late Friday enters the queue the following Monday. Verification documents must be provided within 30 days of being requested, and the process typically completes within ten days of receiving all required materials.

A maximum of three pending withdrawals is allowed at any time. Subsequent requests wait in the system until an earlier one clears, which extends the overall timeline when multiple payouts are requested in quick succession.

What the stated window depends on

The three-day processing period begins after identity verification is complete for first-time withdrawals. Weekend and out-of-hours requests sit in the queue until the team's operating window resumes. Bank transfers may add an extra day or two once the payment leaves our system, depending on the receiving bank's own processing schedule.

Fees, limits and what it costs you

Withdrawals carry a 10% fee (minimum €0.50) if the initial deposit has not been wagered at least once, rising to 15% when the account was funded via bank card or bank transfer. A monthly wagering threshold of €20 must be met within the calendar month of a withdrawal request, or the request may be declined. Accounts inactive for 180 days incur a €5 monthly dormant fee.

VIP Level	Daily limit (EUR)	Monthly limit (EUR)
Level 1	500	7,000
Level 2	500	10,000
Level 3	800	12,000
Level 4	1,000	15,000
Level 5	1,500	20,000

VIP status is assessed over the 90 days preceding a withdrawal request. A month of inactivity automatically drops the account to Level 1, resetting both daily and monthly caps. The limits apply across all currencies we support, scaled to their equivalent values.

Currency and conversion

We operate in EUR, NOK, HUF, PLN, NZD, CAD, USD, CZK, AUD, CLP, PEN and CHF. Deposits and withdrawals in a currency different from the account's base currency may incur conversion charges, though the exact rate is not published in advance.

Proving who you are

Identity verification is required before and after deposits, and before any withdrawal is processed. Documents requested include a certified ID, proof of residence, proof of ownership and transaction histories for the payment methods used — such as bank or card statements. All materials must be submitted within 30 days of the request, and verification is usually completed within ten days of receiving the full set.

We may also request information to verify the source of funds deposited to the account. Refunds are withheld until identity is adequately established, and if documentation is not provided within the 30-day window, the refund is not processed and the account is closed.

How to request a withdrawal

1. Log in to your account and navigate to the cashier or withdrawal section.
2. Select the payment method you wish to use for the payout.
3. Enter the amount you want to withdraw, ensuring it falls within your current VIP tier's daily and monthly limits.
4. Confirm the request. If this is your first withdrawal, prepare to submit verification documents when prompted.
5. Wait for the financial team to process the request during their operating hours (6 AM to 5 PM GMT, Monday–Friday).

When a payout is delayed or refused

Withdrawals may be declined if the monthly €20 wagering threshold has not been met, if the initial deposit has not been rolled over at least once, or if verification documents have not been provided within 30 days. Outstanding bonus wagering requirements also block payouts until cleared. If a request is held beyond the stated three-day window, contact our support team at [email protected] with the transaction date, amount and payment method used. Response times are typically within 48 hours.

We reserve the right to request additional documentation at any point, which extends the processing timeline until all materials are reviewed. Refund requests made within 24 hours of a transaction may be considered in exceptional circumstances, though approval is not automatic.

Responsible play and keeping control

Set deposit limits through your account settings to keep spending within comfortable bounds. Self-exclusion is available by emailing [email protected] — a step worth taking if gambling stops feeling like entertainment. Free, confidential support is available 24/7 through GamCare at 0808 8020 133, and BeGambleAware offers resources for players and families. GamStop provides free national self-exclusion across all UK-licensed sites. Access to this site is restricted to persons aged 18 and over (18+).